Chapter 7

Effective and sweeping, Chapter 7 is an option for those who need debt relief.  This is the most common type of bankruptcy and generally what people think they want to file.  Debtors in Missouri who own a house or car may be excluded from Chapter 7, but not always.  Kansas homestead and vehicle exemptions are more sweeping and can allow Chapter 7 relief more readily.  Depending on what property you own, we can help you determine if you can keep it and file Chapter 7.  There are also income limitations for filing a Chapter 7.