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Effective and sweeping, Chapter 7 is an option for those who need debt relief. This is the most common type of bankruptcy and generally what people think they want to file. Debtors in Missouri who own a house or car may be excluded from Chapter 7, but not always. Kansas homestead and vehicle exemptions are more sweeping and can allow Chapter 7 relief more readily. Depending on what property you own, we can help you determine if you can keep it and file Chapter 7. There are also income limitations for filing a Chapter 7.